Offer 01
Spread the cost your way
Low weekly payments available
View dealsThe easier route to your next car
Your next car.
The EZ way.
Good credit. Bad credit. No credit. Get an eligibility decision in around 60 seconds and drive away in days — finance made genuinely easy.
60-second decisionNo impact from eligibility checkNo deposit optionsFCA regulated activity
See YOUR real monthly price
Every customer gets a personal rate. Enter your code to instantly reveal your exact monthly payment across our available cars.
Rated Excellent · placeholder rating
Offer 02
£0 deposit finance available
Drive away without spending a penny up front
Check eligibilityOffer 03
Turned down elsewhere?
We approve where others say no
Apply nowSmart search
Find your car by monthly budget
Set the budget that feels comfortable, then refine by make, model and body style.
Enter your code first to see your personalised monthly price on every result.
Built for a better yes
Why thousands choose EZ Car Finance
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Cars available
0 sec
Average decision time
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Five-star review target
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Credit profiles considered
Simple by design
Get on the road in 3 easy steps
Step 01
Get your code
Apply in around 60 seconds for an initial soft-check decision. You'll receive your personal pricing code.
Step 02
Browse with your real prices
Enter your code to see your personal monthly payment across our stock and save favourites.
Step 03
Drive away
Our team confirms the details and helps arrange delivery or collection. Keys in hand — the EZ way.
Why EZ
Car finance, minus the hassle
Approved for all credit types
Good, bad or no credit history — our lender panel is built to find a route forward.
Your real price, instantly
No guessing. Enter your code and see exactly what you'll pay each month.
No deposit needed
Flexible £0-deposit options can help you drive away without paying upfront.
Thousands of cars in one place
Hand-picked stock from trusted UK dealers, all with finance ready to go.
Nationwide delivery
We'll help arrange delivery of your car to your door, anywhere in the UK.
Real human support
Chat when it suits you, backed by a friendly team to help close the deal.
Fresh stock
This week's hot picks
MG MG ZS
MG MG ZS 1.0 T-Gdi Exclusive Suv 5dr Petrol Auto Euro 6 (111 Ps)
44,329 mipetrolAutomatic
Cash price
£11,345
Monthly price
Jaguar F-Pace
Vauxhall ASTRA
Vauxhall Astra 1.6 CDTI Blueinjection SRI Hatchback 5dr Diesel Manual Euro 6 (s/S) (136 Ps)
0 miDIESELMANUAL
Cash price
£5,495
Monthly price
Vauxhall CORSA
Vauxhall Corsa 1.4 16v SRI Hatchback 3dr Petrol Manual Euro 5 (100 Ps)
0 miPETROLMANUAL
Cash price
£5,745
Monthly price
Vauxhall ASTRA
Vauxhall Astra 1.6 CDTI Blueinjection SRI Nav Hatchback 5dr Diesel Manual Euro 6 (s/S) (136 Ps)
0 miDIESELMANUAL
Cash price
£5,995
Monthly price
Kia RIO
Kia Rio 1.25 Sr7 Hatchback 5dr Petrol Manual Euro 6 (84 BHP)
0 miPETROLMANUAL
Cash price
£5,995
Monthly price
Volkswagen UP!
Kia SPORTAGE
Kia Sportage 1.6 Gdi Edition 25 Suv 5dr Petrol Manual Euro 6 (s/S) (130 BHP)
61,190 miManual1.60 ltr
Cash price
£11,595
Monthly price
PRICE UNLOCKED
Personal to you
One code. Your price on every car.
Most sites show everyone the same representative figure. We're different. Your unique code unlocks your real, personal monthly payment across available cars — calculated using your actual rate and deposit. Save the ones you love and continue on another device.
Get my code nowPlan your budget
Try the finance calculator
Adjust the price, deposit and term to see a clearly labelled representative illustration at 12% APR.
Finance Calculator
Representative illustration at 12% APR
£230.11 /mo
Representative example: borrowing £10,490 over 60 months at 12% APR (fixed), with £0 deposit — 60 monthly payments of £230.11. Total amount payable £13,806.33. Total cost of credit £3,316.33. Representative APR 12%. EZ Car Finance is a credit broker, not a lender. Finance subject to status.
Customer voice
Loved by thousands of drivers
Rated Excellent · 2,000+ five-star review target
Placeholder reviews — replace with verified reviews before launch
“Turned down everywhere else, then EZ got me approved in literally a minute. Driving a car I actually love now.”
Jade M.
Manchester · Audi A3
“Loved seeing my real monthly price before I even spoke to anyone. No surprises, no pressure.”
Daniel O.
Cardiff · Nissan Qashqai
“Bad credit had me dreading it, but it was honestly easy. Car delivered to my door three days later.”
Priya S.
Leicester · Ford Puma
“Saved a few cars, came back the next day on my phone and they were all still there with my prices. Brilliant.”
Tom B.
Glasgow · VW Golf
“No deposit, sorted over WhatsApp on my lunch break. Couldn't believe how simple it was.”
Megan R.
Bristol · Vauxhall Corsa
“The whole thing felt modern and trustworthy. Best car-buying experience I've had.”
Aaron K.
Newcastle · BMW 1 Series
Everyone welcome
Been turned down before? Start here.
A low credit score, defaults, or no history at all do not have to end the conversation. Our lender panel considers a wide range of circumstances. One quick, no-impact eligibility check is the place to begin.
Helpful answers
Car finance questions, answered
Your next chapter
Ready to drive away the EZ way?
Get your code, unlock your real prices across our cars, and find your route forward.
60-second eligibility decision · No impact from initial check · Regulated finance journey